Session fees
$125 per individual therapy hour (50-minute session)
$165 per couple/family therapy hour (50-minute session)
$600 Premarital package of four 1-hour sessions to be used within six months, can be purchased individually for $165/session
Payment can be made in the form of credit card or HSA/FSA accounts. Verification of appropriate HSA coverage is the responsibility of the client. Payment is due at the time of service.
Why Self-Pay
We prefer to remain out-of-network, or self-pay providers, because it allows our counseling processes to be guided only by what is best for you as the client. We’re happy to provide a monthly superbill to submit for out of network benefits if that makes the most sense for you. Before using your insurance benefits, we encourage you to investigate all of your options. Here are a few considerations:
Confidentiality
Confidentiality is foundational to the therapeutic relationship. When you use insurance to pay for therapy, your therapist may be required to provide your diagnosis and, in some cases, treatment notes to your insurance company. This undermines a basic premise of therapy and can give people outside of you and your therapist access to your private health information. For example, future applications for life or health insurance, future applications for security clearance, and legal proceedings are a few of the ways this information can be used. Additionally, if you utilize insurance through your employer, there are some situations where your employer will have access to your decision to seek mental health treatment.
Diagnosis
When using insurance for mental health services, most insurance companies require a mental illness diagnosis in order to cover the services provided. However, many of the life events and reasons people seek therapy do not meet the criteria for a diagnosable disorder; they’re going through a season of transition and simply need a counselor to come alongside them.
Individualized Treatment Plan
It is common to have insurance-driven treatment planning when using insurance for mental health services. For example, insurance companies often mandate the number of sessions that will be covered in treatment, and at times even the treatment methods to be used in therapy. We believe counseling is collaborative between the client and counselor, and bringing insurance companies into this relationship can be detrimental to the growth and healing process.
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You have the right to receive a “Good Faith Estimate” explaining how much your medical and mental health care will cost.
Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical and mental health services.
You have the right to receive a Good Faith Estimate for the total expected cost of non-emergency medical and mental health care services. This includes costs related to mental health counseling and therapy services (evaluation and psychotherapy).
Your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical or mental health service. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
The estimate, if requested, will be available to you prior to you being seen for services and prior to any billing and is available to you in the informed consent. In most cases it is impossible to estimate how many sessions you will need, and that will not be determined until your concerns are evaluated and will also vary based on the progress that you make, which depends in part on your efforts with the process. You will be free to discontinue services at any time or the services may otherwise be terminated in accordance with the informed consent form language.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
Although the No Surprises Law says that you may initiate a dispute process if the actual charges are substantially in excess of the Good Faith Estimated charges (i.e. if you are charged $400 more than the estimated cost for a session or for the total estimate provided), that is unlikely to happen and would be a violation of licensing board rules, since you will be agreeing up front to actual charges per session prior to being seen.
The Informed Consent process that occurs during registration includes our Financial Policies and Service Fees, and you can reference fees when you read and sign the informed consent before treatment begins.
Visit www.cms.gov/nosurprises for more information about your right to a Good Faith Estimate.